Family Crisis Intervention Services - How Much Does an Intervention & Treatment Cost?
In this family crisis intervention services section, I focus on the
cost of doing a Family
(Page 4). If you haven't already read the first 4 pages of
discussion, you can jump to the beginning by visiting the Addiction
much do family crisis intervention services cost?
family struggling with a gambling addiction is even more challenging
than other addictions, because it tends to put families in
financial distress, or even leaves many families financially
devastated. So how can a concerned family member even
for treatment? During the active gambling phases try to think
all of the money that was lost or mis-spent (by both the gambler as
well as you!). The cost of treatment is
usually only a fraction of that, and ultimately you're potentially
seeking to save a life (if they're suicidal) or at a minimum saving
your marriage/relationship. That said, you do need to
consider your personal
financial reality as part of your decision in considering whether an
addiction intervention is the right fit.
cost of a professional interventionist can vary widely. I
consider an interventionist a key component of family crisis
intervention services. During
my research I found that it can range from ~$2,000 to $4,000, plus
expenses if they're traveling from out of town. I understand
a family in the throws of a gambling addiction problem, even a hundred
or two hundred dollars feels overwhelming, and this type of money can
completely out of reach. However, unlike any other money
been lost or gone
to pay bills, this is an investment in a life, a relationship, a future
of a love one. So before dismissing this approach, consider
can save or borrow.
While you should never borrow money
family, friends, or financial institutions to cover gambling debts or
household bills that go unpaid due to money lost gambling, in my
opinion, borrowing money, or accepting cash gifts for an intervention
is acceptable. Think of it as a "gift of intervention."
everything that your gambler has done, they're still loved, and if this
is the last gift they receive for years to come, it will be worthwhile!
That said, you do need to consider your personal values and
comfort level. I'm only suggesting that this may be the time
stretching a little outside of your comfort zone.
The cost of treatment, the real heart of family crisis intervention
services, can vary widely from a $250-$500 one-time
co-pay for a facility covered by health insurance, to many thousands of
dollars per week(!) for one that's not covered. Check with
company first to find facilities that are covered. A note of
here, as noted before, is to ensure that your primary concern is
picking the right facility. Picking a facility that isn't a
but has minimal or no cost, may do more damage than good in the long
run. If you've found a facility that is a good fit, but not
you can usually submit a request to your insurance company to consider
a pre-approval of an out-of-network addiction treatment facility.
You'll need to demonstrate that those included in-network
appropriate fit. I'll warn you in advance that getting an
approval for this type of exception won't be an easy task.
you either don't have insurance, or can't find an appropriate facility
that's covered, you can inquire at the addiction treatment facility to
see if they have any special funds or scholarships available.
will have special funds from donations that they use to sponsor even a
portion of the total cost. It certainly can't help to ask,
and if they
have such a program, there's certainly no harm in applying.
you can also ask about what payment plans they have available so you
don't have to come up with all of the money upfront.
take home message here is that there are options for both in-network
coverage if you have health care insurance and can find an appropriate
treatment facility, as well as ways to reduce the overall cost, setup a
payment plan, and/or rally loved ones together to help pitch in to what
can be a life-saving event. That said, the tragic reality is
the cost of treatment for those without medical coverage can be a
barrier to proceeding with family crisis intervention services.
And rest assured, that without professional treatment, truly
entering the recovery process can be extremely challenging.
that going to Gamblers Anonymous and abstaining from gambling
any kind for even decades, does NOT mean that a problem gambler is in
recovery. You can read the Help
for Gambling Addiction
section for more discussion on this
somewhat controversial topic.
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